Their first child, Walter Max Harned (Max), was born on September 9, 1885.  Their only daughter, Ezma Ann Harned, was born on January 7, 1889.  Francis Paul Harned entered the world on July 22, 1892.  It would be almost ten years before Anna would give birth to her final two children, Daniel Dwight Harned on March 22, 1902, and my father, Alfred Marion Harned, on December 27, 1903.

Before he met Anna, young Frank Harned worked as a farm laborer in his birth state of Indiana. After his family moved to Grand Junction when he was 18, he became employed as a railroad clerk with the Chicago and North Western Railway, one of the railroad companies. At age 23, in 1886, Frank obtained a position at Grand Junction Bank and quickly worked his way up to “head cashier.”  The owner of the bank was Orin John Dutton (1853-1933), a local businessman, who also later served several terms as the mayor of Grand Junction.  Dutton was impressed with Frank’s work and employed him for 24 years, until 1910.

That same year, Frank was elected “County Treasurer of Greene County,” a highly prestigious and responsible position.  This required a family move to the town of Jefferson, the county seat of Greene County, nine miles away.  By this time, Frank’s brother and sister, Max and Ezma, had already married and left home. Frank continued to be elected county treasurer for six years.  As his latest term came to a close, near the end of 1916, he chose not to run again but instead returned to banking. 

In April of 1923, he was appointed by the Iowa State government as “State Examiner of County Accounts” under the direction of the State Auditor’s Office. This required the Harneds to move again, this time to Des Moines, Iowa’s capital city. Frank remained in his state examiner position for about five years, traveling throughout the state, auditing financial records.